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Honcho Company Registration Index

Q4 2025 — Quarterly Report

Q4 sees 19.9% surge in Australian company registrations, driven by NSW and Victoria.

The fourth quarter registered 88,946 new companies, a notable 19.9% increase compared to last year. With stable credit growth and business formation tailwinds, anticipate continued robust registration activity into the new year.

The Honcho Company Registration Index is published quarterly to give founders, accountants, advisers, and investors a single authoritative read on the health of Australia's company formation market. Honcho operates Australia's leading company registration platform with over 900,000 registered businesses.

Q4 2025 Total Company Registration

88,946

+19.9% vs prior year

October Company Registration

32,805

+18.8%

November Company Registration

30,603

+18.4%

December Company Registration

25,538

+23.4%

Honcho Outlook

Research team · January 28, 2026

Q1 2026 company registration range

85,000–95,000

Projected range based on seasonal trends and Q4 momentum.

Full-year FY25 projection

~325k

Based on current trends and historical full-year growth rates.

State to watch

VIC

Consistent growth in monthly registrations makes Victoria a key area of interest.

The fourth quarter of 2025 saw strong company registration growth, with a total of 88,946 new businesses established. This marks a 19.9% increase from the same quarter last year, largely attributed to robust performance in New South Wales and Victoria. October alone accounted for a significant portion of this growth, with New South Wales recording 11,532 new registrations. Factors such as positive business sentiment and an adaptive entrepreneurial landscape have bolstered formation activity.

While the company registration numbers are encouraging, the risk of insolvency remains with an ASIC rate of 0.49% of registered companies. The RBA's cash rate at 4.35% suggests a cautious credit environment, though business credit growth remains healthy at 9.9%. Structural shifts such as increased digital adoption and remote work flexibility continue to support business formation, yet the macro environment necessitates vigilance.

Real estate sector faces pressure from high borrowing costs.
Monitor SME loan stock growth for liquidity constraints.
Digital transformation and e-commerce expansion drive new business opportunities.

Company registration growth in Australia Q4 2025 analysis

  • Q4 company registrations increased by 19.9% with 88,946 new businesses
  • New South Wales leads with 11,532 new registrations in October
  • RBA cash rate steady at 4.35% amid business credit growth

“This quarter's surge in company formation activity showcases Australia's resilient and adaptable entrepreneurial spirit. We're witnessing emerging opportunities across sectors, driving robust startup growth.“

— Miralda Ishkhanian, Chief Operating Officer at Honcho
01

Quarterly Company Registration Trend

Source: ASIC

October

32,805
27,617

November

30,603
25,852

December

25,538
20,694
2025
2024
02

State Breakdown

NSW
30,963
VIC
23,258
QLD
18,544
WA
8,529
SA
4,988
ACT
1,447
TAS
775
NT
442
03

State Velocity

StateQ4 2025 totalYoY
New South Wales30,963
Victoria23,258
Queensland18,544
Western Australia8,529
South Australia4,988
ACT1,447
Tasmania775
Northern Territory442
04

Full-Year Context

Source: ASIC

Year-to-date total for 2025: 88,946 registrations through Q4. Full-year projection based on current run rate and seasonality.

05

Survival Rates

Source: ABS CABEE
Structure1-year3-year5-year
Company79%58%46%
Sole trader72%48%37%
Partnership71%47%37%
All businesses75%54%43%

RBA Cash Rate

4.35%

Business Credit Growth

9.9% YoY

SME Loan Stock

6.5% growth

Insolvency Rate

0.49% of reg. cos

06

Registration Heatmap

Month × Year intensity
JanFebMarAprMayJunJulAugSepOctNovDec
202533k31k26k
07

Insolvency Counterweight

Source: ASIC Series 1

0.49%

External administrations as a percentage of all registered companies (YTD).

08

Credit Conditions

Source: RBA D1

9.9%

Business credit growth year-on-year. Cash rate: 4.35%.

Key Insights

Formation activity in Q4 2025 reflects growth relative to the prior year, with October recording 32,805 registrations.
New South Wales led all states with 30,963 company registrations for the quarter (100% of the national total).
The RBA cash rate of 4.35% continues to shape business formation conditions. Business credit growth sits at 9.9% year-on-year.
Company structures account for the majority of new company registrations, with a 1-year survival rate of 79% and a 5-year rate of 46% per the latest ABS CABEE data.

Data Sources

ASIC Company Registrations

Monthly registrations by state. Published 3–5 weeks after month end.

Monthly

ABS CABEE

Business entries, exits, and survival rates. Annual FY basis.

Annual

ASIC Insolvency Series 1

External administrations. Weekly, 2 weeks in arrears.

Weekly

RBA Financial Aggregates

Business credit growth YoY. Table D1, monthly.

Monthly

RBA Cash Rate

Target cash rate, updated after RBA Board meetings.

Monthly

Honcho Platform Data

Anonymised registration enquiry volumes from Honcho's platform.

Proprietary